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Valentine’s Day Dessert You Can’t Go Wrong With!

Valentine’s Day Dessert You Can’t Go Wrong With!

Enjoy a romantic Valentine’s Day dinner with this recipe!

Whether you and your loved one decide to go out for a fine-dining three-course meal, or you opt to stay in and cook side by side, be sure to whip up this white chocolate raspberry cheesecake for dessert!

This is truly a gift that you cannot go wrong with!

Ingredients:

  • 1-1/2 cups graham cracker crumbs
  • 1/4 cup sugar
  • 1/3 cup butter, melted
    Filling:
  • 3 packages (8 ounces each) cream cheese, softened
  • 3/4 cup sugar
  • 1/3 cup sour cream
  • 3 tablespoons all-purpose flour
  • 1 teaspoon vanilla extract
  • 3 eggs, lightly beaten
  • 1 package (10 to 12 ounces) white baking chips
  • 1/4 cup seedless raspberry jam

Directions:

In a small bowl, combine the graham cracker crumbs, sugar and butter. Press onto the bottom of a greased 9-in. springform pan; set aside.

In a large bowl, beat cream cheese and sugar until smooth. Beat in the sour cream, flour and vanilla. Add eggs; beat on low speed just until combined. Fold in the chips. Pour over crust.

In a microwave, melt raspberry jam; stir until smooth. Drop by teaspoonfuls over batter; cut through batter with a knife to swirl.

Place pan on a double thickness of heavy-duty foil (about 18 in. square). Securely wrap foil around pan. Place in a large baking pan; add 1 in. of hot water to larger pan.

Bake at 325° for 80-85 minutes or until center is just set. Cool on a wire rack for 10 minutes. Carefully run a knife around edge of pan to loosen; cool 1 hour longer. Cover and refrigerate overnight. Remove sides of pan. 

From the Insurance Agency of Dean Davis, we hope that you and your loved one enjoyed this recipe! For all of your insurance needs in Austin, Texas, contact us today!

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Stretch Out Your Gas Tank With These Fuel Efficiency Tips!

Stretch Out Your Gas Tank With These Fuel Efficiency Tips!

Optimize your driving to cut down on gas station stops!

Whether you’re preparing for a road trip of a lifetime, have implemented a strict fuel budget, or simply want to slash your petrol station stops in half, there are some simple tricks to increase your fuel efficiency!

Not only does making the most out of your fuel save money, but it betters the environment! By reducing your carbon footprint, you can work to make your lifestyle a little ‘greener’.

No one likes paying an arm and a leg at the petrol pump, so put these tips into practice today!

  • Avoid driving at high speeds – Driving at 62 mph rather than 75 mph reduces fuel consumption by about 15 percent.
  • Stop hard braking – Instead, leave plenty of room in front of you and the car ahead, and lay off the accelerator to slowly reduce your speed, before applying the brake.
  • Optimize your tires – Keep tire pressure at the level recommended by your vehicle manufacturer, as under-inflated tires can cause your fuel efficiency to drop.
  • Use A/C sparingly – When the air conditioner is on, it puts extra pressure on the engine, forcing up to 20 percent of fuel to be consumed.
  • Use cruise control – Maintaining a constant speed over long distances will save gas!
  • Avoid long idles – Instead of leaving your car on for 10 minutes, turn your car off. Restarting the car uses less fuel than letting it idle.

These tips will allow you to keep more money in your wallet! When looking for more ways on how you can save, contact the Insurance Agency of Dean Davis. Our professionals can tailor a quality auto insurance policy to you in Austin, Texas today!

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Most Commonly Stolen Home Possessions – And How To Safeguard Them!

Most Commonly Stolen Home Possessions – And How To Safeguard Them!

Get ahead of burglars and minimize theft risks in your home!

When one thinks of home thefts, it’s natural to think of burglars carefully targeting your home to strip it of all of your prized possessions – from your new 3D TV to your expensive diamond jewelry. However, it’s important to remember that not all thefts take place while you’re sleeping! In fact, most home robberies are a result of an unexpected opportunity for a thief.

Eliminate your vision of a masked burglar creeping into your home in the dead of night! If your home door is left wide open, anyone can nip in and take anything that they’d like.

To help you protect your vulnerable and sought-out items, here is a list of the top 10 most stolen items within the home:

  1. Bicycles! – Take photos of your bike and make a note of any numbers that it may have. This will make it easier to track down!
  2. Cell phones – Ensure that all passcodes and safety features are turned on.
  3. Power tools – Keep these locked away in a shed or in the garage.
  4. Laptops – Never leave your laptop in plain sight! Store it in a drawer if necessary.
  5. Tablets – Store these away, out of sight, safely.
  6. Cameras – Invest in a quality bag to protect it and hide it away.
  7. Golfing equipment – Store these in a cupboard or in the garage.
  8. Gardening tools – These should be kept behind a locked shed or garage door.
  9. Audio equipment – Store these away safely and always note serial numbers and model numbers.
  10. TVs – Keep your doors locked at any time!

For added protection of your home and belongings, install a burglar alarm or add an extra security light. So that you are never without your expensive and much-loved items, review your homeowners insurance policy in Austin, Texas to ensure that you are covered!

Contact the Insurance Agency of Dean Davis to talk to a professional who can secure your home and budget with the quality homeowners insurance it deserves!

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Tips for Updating Your Home Inventory!

Tips for Updating Your Home Inventory!

Keep your precious belongings safe with a complete home inventory.

The holiday season has come to a close! With our bellies full of good food, our voices sore from caroling, and our holiday presents stacked high, the aftermath of the holidays involve getting re-organized and back into the swing of things!

Adding your presents to your homeowners insurance policy is a perfect way to start the year and a good excuse to find your new presents a place in the home.

Here are some tips to help you update your home inventory so that your coverage doesn’t have any gaps!

Appraisals: Get your valuable objects appraised! Often, precious metals, stones, and gems increase in value over time. So, if you know you have your grandmother’s ruby ring in a box somewhere, find it and take it to the jeweler! Depending on the value of your items, you may need to extend your coverage or even take out a separate policy.

Digital and Written Inventories: Documenting your belongings will stand you in good stead should you need to replace or receive compensation for the loss of your belongings. When adding items to your inventories, make sure to include a picture or a description of the item as well as other details such as value, brand, model etc. and keep a written list of belongings safe with a digital inventory for extra security.

Storing Your Inventory: Two copies are always better than one. If you lose one copy, you’ll be able to refer to the second one rather than starting from scratch. Consider storing the written copy in a safe-deposit box and back up the digital inventory onto a CD or a memory pen!

A comprehensive home inventory catalogue allows your home and belongings to be recovered, rebuilt and replaced after a loss. Therefore, a full home inventory can help you replace your belongings after a loss, and accurate records make it less likely that there will be a dispute between you and your homeowners insurance company during the claims process.

Contact the insurance professionals at Insurance Agency of Dean Davis for all of your Austin, Texas homeowners insurance needs!

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Auto Insurance Add-Ons: Are They Worth It?

Auto Insurance Add-Ons: Are They Worth It?

Fit your auto insurance coverage (add-ons and all) to your budget and needs!

A typical car insurance policy covers you from having to pay for damages that you cause. However, for truly personalized coverage which protects you from all sorts of accidents and financial hardships, auto insurance add-ons are available.

When comparing auto insurance policies and add-on coverage, the cheapest policies tend to be the ones without added bells and whistles. However, drivers should be an advocate of getting the right level of cover at the right price, rather than opting for the cheapest, most minimal policies.

Here’s a run-down of the extras most commonly offered, so that you can work out your desired coverage!

Accident forgiveness – For those who are normally a great driver and rarely file a claim, this is for you! Some insurance companies will provide those who are qualified with forgiveness for accidents that rarely occur.

Small claim forgiveness – Small claims, such as fender benders, can increase your auto insurance rate.  In the spirit of forgiveness, this coverage means that your rate even if you file a small claim.

Loss of use – Anyone who has been without their car after an accident knows the frustration of using public transport and taxi cabs. This coverage reimburses your expenses that you face when your car is getting repaired or replaced.

Personal umbrella – Personal liability umbrella insurance supplements the liability coverage you already have on your auto and homeowners policies, providing an extra layer of coverage.

Towing & roadside assistance – Avoid the heart-sinking feeling of breaking down on the side of the road with no means of help. Your auto insurance policy can provide you with a tow truck that will transport you and your car to a mechanic, locksmith services, battery “jump starting”, delivery of fuel, and other repairs that can be fixed on the side of the road (literally)!

Rental car reimbursement – If you need a rental vehicle after an accident, your policy can foot the bill of the cost of the rental car so that you don’t have to be without your car and money!

Extended customized equipment coverage – If your ride has a new stereo system, subwoofer, chrome rims, spinners, or a similar feature, you may not be covered if they’re damaged or stolen. With this coverage, you can protect this equipment!

Talk to your independent insurance agency today to customize your auto insurance policy so that you can cruise the roads, protected! Contact Insurance Agency of Dean Davis for your Austin, Texas insurance needs!

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Don’t Miss This Austin, TX MLK Day Celebration!

Don’t Miss This Austin, TX MLK Day Celebration!

Celebrate Martin Luther King day with a March, Festival, and Food Drive.

If you’re still looking for a way to celebrate and enjoy the much-loved holiday that is MLK Day, look no further! Below is a local event in which you and the family can enjoy January 18th, 2016!

The Annual Community March celebrates Dr. Martin Luther King’s legacy while uplifting diversity and multi-cultureless in the city of Austin, Texas! The MLK Community March kicks off on Monday, January 18th, at 9 a.m. with a short program at the MLK Statue on the University of Texas campus.

The march will then continue to the South Capitol, then onto the Huston-Tillotson University, where exciting activities are planned! All businesses, non-profit organizations and individuals are invited to march and celebrate Dr. King’s legacy!

The MLK Community festival will kick off as soon as the marchers arrive on location and will last until 3 p.m. with local vendors and live music to make this year’s the best celebration yet!

The Capital Area Food Bank will be asking marchers to help by donating canned goods and non-perishable food items for those in need. Donations will be accepted at The University of Texas and the Capitol while the march visits each location.

In the spirit of Dr. Martin Luther King Jr., we should all remember that he said “True compassion is more than flinging a coin to a beggar; it is not haphazard and superficial. It comes to see that an edifice which produces beggars needs restructuring.

From the Insurance Agency of Dean Davis, we hope that you and your family enjoy and participate in this unique and beneficial event! Be sure to visit us in Austin, Texas for all of your insurance needs!

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New Year, New Insurance Resolutions!

New Year, New Insurance Resolutions!

Resolve to be smarter with your insurance policies and coverage in the upcoming year.

The impending new year is a time when many people pledge to lose weight, save more money, and become more organized! However, mid-year (or mid-January, depending on how determined you are), exercise equipment gathers dust and bank savings are depleted. These are familiar signs of the way New Year’s resolutions are often quickly abandoned!

There are a few resolutions that you’ll not only want to make but be cautious about – insurance policies! With a review of your insurance policies, you can highlight ways to save money, gaps in coverage, to become better protected, and have faultless peace of mind!

To make 2016 your best year yet, here are some New Year’s resolutions to help you fine-tune your insurance policies:

Check to See if You Qualify for Discounts to Lower Your Premium
Premiums are calculated on the level of risk an insurance company must take to provide you with coverage, but there are steps you may be able to take to reduce those risks.

  • Auto insurance: If your teen driver uses your car, they could qualify for a Good Student Discount. If you’re a good driver, you may qualify for Good Driver Discount.
  • Homeowners insurance: Even installing a burglar alarm can lower your premiums!
  • Life insurance: Have you recently quit smoking? You may find that this lowers your monthly payout.

Make/Update Your Home Inventory
A comprehensive home inventory catalogue allows your home and belongings to be recovered, rebuilt and replaced after a loss. Include your precious presents that you received over the holidays in your homeowners insurance for protection.

Patch Up Gaps in Coverage
One of the quickest ways to make your heart sink is to file a claim after a loss then find out that you don’t have the right coverage. Certain high-value items exceed homeowners insurance coverage, leaving them vulnerable. Some damages to your home are excluded in your homeowners insurance: flood and earthquake damages. Talk to your local insurance agent to see where your gaps in coverage are!

A New Year is a new start and a time to start over. Committing yourself to these resolutions can help provide you with the peace of mind, protection, and save you money! Contact Insurance Agency of Dean Davis in Austin, Texas for your insurance needs!

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