Auto Insurance Saving Tips
Any time you can save money in your daily life it can help you be more financially secure. While cutting down on the number of lattes you buy each week can help to pad your savings account, taking a look at your car insurance policy to see if you can shave off any expenses can help to save you even more. Keep these cost reducing auto insurance tips in mind to help you save some green this spring.
- Shut your sunroof – opening your sunroof while you are driving around is a great way to take advantage of the spring weather. However, leaving it open while your car is parked can leave you vulnerable to interior damage. If you do not have comprehensive coverage with your auto insurance, you will be left paying for the damages out of your own pocket. Even if you do have comprehensive coverage, you may still be liable for the damages. Keeping your sunroof closed while you are parked can help you avoid any damage.
- Check your mileage – the more miles you drive each year, the higher your auto insurance premiums can be, since you are more likely to be involved in an accident the more you are on the road. If you have significantly cut down on your yearly miles, such as if you retired and no longer have to commute to work, you may be able to drop your auto insurance rates.
- Raise your deductible – like most of your other insurance policies, the higher your deductible, the lower your monthly premiums. However, keep in mind that you will have to pay your monthly premiums out of your own pocket before your insurance coverage kicks in, so choose a deductible that you can afford.
For all of your auto insurance needs, contact the insurance experts at Dean Davis Insurance in Austin, Texas.