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Commonly Overlooked Endorsements for Business Insurance

Commonly Overlooked Endorsements for Business Insurance

Important Business Insurance Endorsements

Having the right business insurance policies is the best way to ensure that you and your business are protected from any unfortunate situation. With all of the coverage options that are available, it can be stressful and confusing making sure that you have the right amount of coverage. Consider these commonly overlooked commercial business endorsements that can help provide extra protection for your business.

  • Restoration period coverage – most people underestimate the amount of time it will take to get up and running after a loss. Investing in enough coverage for the restoration period can help to make sure that you are not financially devastated after a loss.
  • Increased limits for peak months – check to make sure that you have the right amount of coverage for your busiest months. With the increased number of customers during your peak months, there is more of a chance that an accident will occur. Consider increasing your limits to ensure that you are protected when you are busiest.
  • Leasehold interest coverage – if a lease is terminated due to a covered event, leaseholder interest coverage will cover the remaining cost of the lease. This can help ensure that you are not financially devastated after renovating and improving your property, and then are forced out.
  • Transit coverage – if you ship any goods, transit coverage will provide coverage if your goods are damaged or lost. Most transit coverage options are very inexpensive and will provide enough coverage for any situation. If you ship large quantities of goods, you may want to consider a blanket policy that will provide extra coverage.

For all of your commercial business insurance needs to ensure that you are protected in any situation, contact the insurance experts at the Insurance Agency of Dean Davis in Austin, Texas.

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