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Homeowners Insurance For Your Basement Storage

Homeowners Insurance For Your Basement Storage

How To Protect Your Basement Storage

While you may not use the items you store in your basement every day, odds are high they have some significant sentimental value. From the old photos of your parents to the holiday decorations you have hung every year since your kids were little, there is a reason you have hung on to all of this stuff you seldom use. That is why it is important to protect it.

To help your bolster protection around the belongings you store in your basement, here are a few tips.

  • Protecting Your Photos: To help protect your photos against the moisture in your basement, make sure you use a dehumidifier. Also, store each photo in a plastic enclosure from uncoated polyester, polyethylene, or polypropylene to keep them in good shape.
  • Store In A Safe: Replacing your social security card, passport, and other important documents like that is a huge hassle. Avoid this waste of time by keeping your most important documents in a fireproof, waterproof safe. This is a great place to keep birth certificates and savings bonds, too.
  • Do It Digitally: You can further protects your photos and documents by scanning them and storing them digitally. By keeping an archive safely in the cloud where no physical disaster can reach it, you ensure you always have a backup.
  • Safeguarding Seasonal Décor: When you store your holiday décor, put it in a plastic bin that would protect its contents in a couple inches of water or store the boxes off of the ground.

The good news is that should something happen to the belongings you have in basement storage, your homeowners insurance can step in to cover the financial cost of the loss (up to your policy limits). To learn more about how your coverage can protect your personal property, contact the Insurance Agency of Dean Davis in Austin, Texas today.

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