All Posts tagged kids

Safe Driving Tips For Fall Roads

Safe Driving Tips For Fall Roads

Use these tips to stay safe on the fall roads.

Even though winter is still a ways away, the outside temperatures are continuing to drop for fall, leading to certain driving hazards that you should be aware of. Keep these autumn driving safety tips in mind to ensure that you can safely enjoy the season.

  • Fallen leaves can be much more dangerous than most people think. Wet leaves can turn into slimy patches that can be just as slippery as ice. Even dry crunchy leaves can be dangerous, as your catalytic converter can easily ignite them on a warm fall day.
  • If you are driving during the early morning hours, make sure to watch out for frost patches on bridges and in shady sections of the road.
  • Fall is the most active time of year for deer, meaning they are much more likely to make their way onto the road. Use extra caution when driving through areas that have a lot of trees and be ready to stop to prevent an accident with a deer.
  • The changing fall temperatures increase the chance of foggy mornings and evenings. If you are driving in foggy conditions, make sure to slow down and keep your headlights on.
  • The early sunset can create a blinding glare on your drive home to work. Make sure to keep your windshield clean so that you can see through the glare.
  • Kids are back in school and many more people are taking their exercise routine outside to enjoy the weather. Use extra caution and look out for kids, runners, and bicyclists when you are driving.

Having the right auto insurance policy in place can help to ensure that you are covered from any peril that you encounter on fall roads. Contact the Insurance Agency of Dean Davis in Austin, Texas for all of your car insurance needs this season.

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Homeowners Insurance For Your Basement Storage

Homeowners Insurance For Your Basement Storage

How To Protect Your Basement Storage

While you may not use the items you store in your basement every day, odds are high they have some significant sentimental value. From the old photos of your parents to the holiday decorations you have hung every year since your kids were little, there is a reason you have hung on to all of this stuff you seldom use. That is why it is important to protect it.

To help your bolster protection around the belongings you store in your basement, here are a few tips.

  • Protecting Your Photos: To help protect your photos against the moisture in your basement, make sure you use a dehumidifier. Also, store each photo in a plastic enclosure from uncoated polyester, polyethylene, or polypropylene to keep them in good shape.
  • Store In A Safe: Replacing your social security card, passport, and other important documents like that is a huge hassle. Avoid this waste of time by keeping your most important documents in a fireproof, waterproof safe. This is a great place to keep birth certificates and savings bonds, too.
  • Do It Digitally: You can further protects your photos and documents by scanning them and storing them digitally. By keeping an archive safely in the cloud where no physical disaster can reach it, you ensure you always have a backup.
  • Safeguarding Seasonal Décor: When you store your holiday décor, put it in a plastic bin that would protect its contents in a couple inches of water or store the boxes off of the ground.

The good news is that should something happen to the belongings you have in basement storage, your homeowners insurance can step in to cover the financial cost of the loss (up to your policy limits). To learn more about how your coverage can protect your personal property, contact the Insurance Agency of Dean Davis in Austin, Texas today.

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