If you have a small business with a delivery vehicle, or if you use a private vehicle to deliver products for your company, you need to be aware of the liabilities. Insuring delivery vehicles properly is a critical component of running this type of service. Your private auto insurance is not going to be sufficient.
You will need to look into commercial insurance for your delivery vehicles. This lets the insuring company know exactly how the vehicles are being used, approximately how often, and who will be covered while driving these vehicles. If you are relying on your private insurance or the private insurance of your drivers, you will likely have a problem should an accident occur.
In addition, commercial insurance for your business can cover a variety of other liabilities associated with a delivery service provided by you.
Should you have any questions about your commercial insurance coverage or what type of coverage you may need for insuring delivery vehicles, we invite you to contact us at the Insurance Agency of Dean Davis. We provide peace of mind and security for businesses throughout the Austin area and can help you.