Archive for August 2014

Six Tips to Maintain Your New Home For Less

Keeping your new home maintained may seem like a no brainer but it’s something that many homeowners forget to keep up. Maintaining your home now can actually help you save money by preventing costly damages that aren’t covered by home insurance. Here six easy ways to keep your home maintained on a budget.

  1. Clean out your vents and filters. A new air conditioner can cost up to thousands of dollars. Make sure to clear away lint and buy low cost filters regularly.
  2. Drain your water heater and pump your septic tanks. Watch over your water appliances to prevent leakage and sewage backup.
  3. Check your smoke and security alarms. Putting new batteries in will save you in the event of an emergency.
  4. Clean the coils in your refrigerator. Cleaning out these coils located at the base of your fridge will keep your fridge running for longer.
  5. Keep your carpets clean. Mold growth isn’t covered by your insurance so hire a professional to deep clean your carpets at least once a year.
  6. Check for holes and leaks in your housing. Holes and cracks can lead to a higher energy bill and can leave you vulnerable.

Located in Austin Texas, The Insurance Agency Of Dean Davis believes that your safety and security is important. Contact us today for any of your insurance needs.


School Bus Safety Tips

School Bus Safety Tips

Austin School Bus Safety TipsWith the end of summer quickly approaching, it is time to start thinking about reintroducing safety habits for everyone in your family. The roads can become extremely dangerous as everyone is rushing to get to and from the same place at the same time. It is imperative that we share the road and follow these safety tips:

  • As the school bus begins its route for the year, it is time for you to start setting your alarm ten minutes earlier. When a school bus is picking up or dropping children off, you are required by law to stop. Getting out of the house ten minutes earlier each day will allow you to avoid getting stuck behind a slow moving bus en route.
  • If you are on a two lane road when a bus stops and puts on their red flashing lights, the drivers in both directions must stop.
  • If you are on a one way road with multiple lanes, all lanes are required to stop.
  • It is important that you know that school buses are required by law to stop at all railroad crossings. Therefore, if you are passing a railroad crossing with a bus in front of you, expect to stop.
  • While these laws are put in place to foster safety, many drivers continue to zoom past school buses to continue their commute. Therefore, it is especially important that you relay some safety guidelines to your children. Inform them to stay out of the danger zone of school buses. Tell your child to take five steps away from the bus stop and wait until the bus has come to a complete stop before boarding the bus.
  • Most importantly, stress the importance of looking both ways before crossing. After a long summer, your child is most likely used to your hand guiding them across the street, so it is important to remind them of this lifesaving habit.

Contact the Insurance Agency of Dean Davis for all of your Austin, Texas insurance needs. We can provide you with the peace of mind you deserve knowing your entire family is receiving adequate protection.


Knowing The Value Of Your Personal Property

Keeping your personal property safe can be tough when you’re not really sure how much your stuff is worth. Personal property insurance can help protect your valuable belongings but you don’t know how much property insurance you need. Your things may have a higher value than you thought. Keeping a home inventory list can help you discover what you value most in your home.

Old hand me downs, vintage furniture, or jewelry that you think is too tacky to wear can be worth a whole lot more than you expect. An appraiser can help you find the value for these items that can be used for things like costume jewelry. Some vintage antiques can be sold for quite a bit of money. Things like old toys, doorknobs, light fixtures, an even vinyl can be worth more to some collectors.

That oriental or antique rug under your dining table could be a valuable investment. Look through your house and closet for vintage clothing, handbags, carpeting, or leathery books. These things may seem like junk to you but could be valuable.

Located in Austin Texas, The Insurance Agency Of Dean Davis believes that your safety and security is important. Contact us today for more information about homeowner insurance.


Five Tips To Prevent Your Car From Overheating

While commuting this summer its important to recognize the damage that heat can make on your car. Use these five car tips to prevent your engine from overheating this summer.

  1. Consider replacing your car battery. After 3 years your battery can become aged and stressed so maintenance is usually necessary.
  2. Have a mechanic check your cooling service if it hasn’t been looked at in the last two years. Your cooling systems are vital to keep your engine and your air conditioner working well. Lack of maintenance of these systems can be more costly in the long run.
  3. If your temperature light comes on while you are driving make sure to immediately pull over, turn off the air conditioner, and call roadside assistance. If the light turns off head over to the closest mechanic.
  4. Check your radiator for any corrosion and make sure to fill it up with fresh coolant for the summer.
  5. On longer drives, a gallon of water can save you in the event of a radiator leak.

Located in Austin Texas, The Insurance Agency Of Dean Davis believes that your safety and security is important. Contact us today for any of your insurance needs.