All Posts tagged health insurance expert

Don’t Miss The Affordable Care Act Open Enrollment Deadline

If you have not yet signed up for health insurance under the Affordable Care Act, then you still have a little time left. The open enrollment period runs through March 31, 2014, and after that date you are unable to obtain health insurance for the 2014 year. Other deadlines are just for an effective date earlier in the year with this being the final deadline.

The only way that you can get health insurance after this period is if you have a qualifying life event, such as a marriage, death or loss of other coverage. It is important to note that this is the only year that open enrollment goes through the end of March. For 2015, the open enrollment period starts on October 15, 2014 and ends on December 7, 2014.

You may even qualify for a tax subsidy that helps lower the cost of your health insurance under the Affordable Care Act.

For more information on health insurance in the greater Austin, Texas area, contact the Insurance Agency of Dean Davis today. The agency and health insurance expert can get you signed up for health insurance now.


Can I Still Obtain Health Insurance?

Health insurance coverage has been extended to December 31, 2013, so those that still haven’t obtained health insurance coverage will still be able to do so without penalty through this date and remain covered through 2014. However, those that purchase insurance after this date may face some penalties.

Through March 31, 2014, individuals will still be able to obtain coverage for the 2014 year. However, this coverage won’t actually be in effect until the end of May, and covered individuals will be responsible for penalties that accrue throughout the period that they are uninsured.

It’s important for everyone who is not currently insured to contact an insurance agency to find out more as soon as possible. Those that feel that they cannot afford insurance may be eligible for subsidies from the government that will provide some or even the majority of the cost of health insurance for them and their families.

For more information about health insurance policies contact Insurance Agency of Dean Davis, the health insurance expert of Austin, Texas.


How our Health Insurance Expert can Help You!

Throughout the country, everyone knows that the implementation of the Affordable Care Act is having a massive impact on how health care is handled. Many people have questions about how the laws will affect their health insurance and what subsidies will be offered by the government. 

In many cases, it feels as though the government wants people to pay and change their health plans, without giving much information about what the options are. Customers need to understand what plans are available and what subsidies they will qualify for based upon income. To help clear up the confusion, Dean Davis Insurance is offering a health insurance expert to help clients understand what the new law will mean from them. They will provide you with the needed resources and guidance so that you can buy health insurance with confidence.

Those throughout Austin, Texas and the surrounding areas should seek Dean Davis Insurance to learn more about the new changes and ask any questions they might have. 


Health Insurance Deadlines

Open enrollment in the new Obamacare insurance plans offered by state and federally operated Marketplaces was scheduled to begin on October 1, 2013 to give Americans plenty of time to research and choose their policy before the New Year.

As the year comes to a close, it’s good to keep in mind upcoming enrollment deadlines to ensure you’re well within the enrollment schedule to get the coverage you need. If you want your coverage to begin by January 1, 2014, you will need to buy your Marketplace plan by December 23, 2013. You can purchase Marketplace plans after this date, but coverage will not start January 1.

The last date for purchasing Marketplace insurance coverage for 2014 is March 31, with initiation of coverage depending on when the policy is bought. It’s important to set your own personal deadline for buying your policy so you don’t accidentally miss out by putting it off too long.

First time insurance buyers may need time to compare plan options and prices in order to get the best deal. This research should be done now, keeping in mind the upcoming deadlines and what they entail for you. For help in choosing healthcare plans in Austin, Texas, contact Dean Davis Insurance, now offering a health insurance expert to help you with all your health care needs!