When you rent a car and are asked if you want to purchase car rental insurance, are you able to give a confident response? If you are like most people, this question causes you to enter into a momentary state of confusion. You actually have three options: your car insurance company, your credit card company/bank, or the rental car service. If you choose the latter option, you may end up paying more money. By just doing a bit of preparation before you rent a car, you can lessen the confusion of this situation and prevent unnecessary spending.
If you are not sure if a rental car is covered by your insurance company or credit card benefits, give the companies a call and ask. At the very least, confirm that you have comprehensive or collision coverage. If you discover that you have adequate coverage, obtain a copy of the details for your records.
For more information about auto insurance that includes rental car coverage, contact Dean Davis Insurance in Austin, Texas.